Please enter your NRIC number

Rest assured, your information will only be used for this application.

NRIC Number

{{ formCustom.identifier.$error.required ? 'This field is mandatory.' : ( (formCustom.identifier.$error.format) ? 'Field value is invalid.' : processNationalityAgeErrorMessage('Your age must be between #MIN# years old to #MAX# years old') ) }}

There will be 3 parts to this application.

We can save your application for you to continue later if you provide IC, mobile number & email.
Ready?
 

1
Personal & Loan Details

This is where you provide details about yourself and the loan purpose

2
Employment Details

and here you give us details of your employment & source of income

3
Supporting Documents

you will need to upload your IC & income documents here

Personal & Loan Details
Employment Details
Supporting Documents
1
2
3
This is where you provide details about yourself and the loan purpose
and here you give us details of your employment & source of income
you will need to upload your IC & income documents here

Key in the 6-Digit OTP sent to your mobile

{{ exceedLimit ? 'Your application form has been locked because you entered an incorrect One-Time Password (OTP) too many times. Please come back after 1 hour from now to continue your application. Click Resume Application on our Homepage (www.hlb.com.my). ' : (otpMandatory ? '6-Digit OTP is required' : (otpError ? 'You’ve entered an invalid OTP. Please ensure you key in the correct OTP.' : ''))}} Did not receive OTP? Resend Now

Tell us about your residential status

Tell us about your residential status

Tell us about your residential status

Do you have a permanent resident status outside of Malaysia?

Do you have a permanent resident status outside of Malaysia is required

Country

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Country is required

Have you been residing in Malaysia for more than 182 days per calendar year?

Have you been residing in Malaysia for more than 182 days per calendar year is required

Now, let's get to know you

For your convenience, your application will be automatically saved when you click on 'Next'

Now, let's get to know you

For your convenience, your application will be automatically saved when you click on 'Next'

Now, let's get to know you

For your convenience, your application will be automatically saved when you click on 'Next'

Full Name (as per NRIC)

Full name (as per NRIC) is required

Email Address

Email address is not valid Email address is required

NRIC No.

{{ formCustom.ic1.$error.required || formCustom.ic2.$error.required || formCustom.ic3.$error.required ? 'NRIC no. is required' : ( (formCustom.newIC.$error.format) ? 'NRIC no. is not valid' : processAgeErrorMessage('Applicant\'s age must be between 21 to 60 years old.') ) }}

Old NRIC No.

Old NRIC no. is required This is required if you were born before 1978

Mobile Number

{{ formCustom.mobileNumber.$error.required ? 'Mobile number is required' : 'Mobile number is not valid' }} Your One-Time-Password (OTP) will be sent to this mobile number and is required to submit this application.

Date of Birth

This field is mandatory. Field value is invalid.

Age

This field is mandatory. Field value is invalid.

Gender

Male Female
This field is mandatory.

Just a little bit more about yourself

Just a little bit more about yourself

Just a little bit more about yourself

Race

Chinese Indian Malay Pribumi Others
Bajau Bidayuh Dayak Dusun Eurasian Iban Kadazan Melanau Orang Asli Portugese
Race is required

Marital Status

Single Married Divorced Widowed
Marital status is required

Current Residential Address

Current residential address is required

Postcode

{{formCustom.postcode.$error.required ? 'Postcode is required' : 'Please enter a valid postcode'}}

City

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This field is mandatory.

City

This field is mandatory.

State

{{state.stateCodeLabel}}
This field is mandatory.

State

This field is mandatory.

Country

This field is mandatory.

The purpose of this loan

The purpose of this loan

The purpose of this loan

Preferred Loan Amount

RM

{{formCustom.loanAmount.$error.required ? 'Preferred loan amount is required' : 'Loan amount we offer are between RM5,00 - RM250,000'}}

Purpose of Loan

Consumer durables Debt consolidation Home improvement Small business funding Short-term cash flow Investment Education Holiday Medical Personal consumption
Purpose of loan is required

Repayment Period

6 months 12 months 24 months 36 months 48 months 60 months 1 month 2 months 3 months 4 months 5 months
Repayment period is required

Do you have a referral code from your friend?

Field value is invalid. This field is mandatory.

Do you have any financial obligations with non-banks?

e.g. retailers / organizations that provide credit facilities or private money lenders
Do you have any financial obligations with non-banks is required

What’s your total monthly instalment?

RM

What’s your total monthly instalment is required

Tell us which bank to deposit the loan amount to

Tell us which bank to deposit the loan amount to

Tell us which bank to deposit the loan amount to

Disbursement Bank

AFFIN BANK BERHAD ALLIANCE BANK MALAYSIA BERHAD BANK ISLAM MALAYSIA BERHAD BANK MUAMALAT BHD BANK SIMPANAN NASIONAL BERHAD CIMB BANK BERHAD CITIBANK HONG LEONG BANK BHD HSBC BANK MALAYSIA BERHAD MAYBANK BERHAD OCBC BANK (M) BHD/OCBC AL-AMIN BANK BHD PUBLIC BANK/PUBLIC FINANCE BERHAD RHB BANK BERHAD STANDARD CHARTERED BANK MALAYSIA BERHAD UNITED OVERSEAS BANK (MALAYSIA) BERHAD
Disbursement Bank is required

Account Type

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Account Type

Tell us what you do for a living

Tell us what you do for a living

Tell us what you do for a living

Your Occupation

{{occupation.occNameLabel}}
Your occupation is required

Your Occupation Description

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Your occupation description is required

Your Employment Type

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Your employment type is required

Employment Sector

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Employment sector is required

Industrial Sector

{{industrial.indLabel}}
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Industrial sector is required

Tell us about your current employment

Tell us about your current employment

Tell us about your current employment

Your employer’s name

Your employer’s name is required

Your employer’s contact number

Your employer’s contact number is not valid Your employer’s contact number is required

Your employer's address

Your employer's address is required

Postcode

{{formCustom.officePostcode.$error.required ? 'Postcode is required' : 'Please enter a valid postcode'}}

City

{{city.officeCityCodeLabel}}
This field is mandatory.

City

This field is mandatory.

State

{{state.officeStateCodeLabel}}
This field is mandatory.

State

This field is mandatory.

Country

This field is mandatory.

When did you start working at your current place of employment?

When did you start working at your current place of employment?

When did you start working at your current place of employment?

This field is mandatory.

Previous employer’s name

Previous employer’s name is required

Previous employer’s contact number

{{ formCustom.prevEmployerOffGenLine.$error.required ? 'Previous employer’s contact number is required' : 'Previous employer’s contact number is not valid' }}

Previous field of work

{{occupation.occNameLabel}}
Previous field of work is required

Your Previous Occupation Description

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Your previous occupation description is required

Previous Length of Service/Business

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45
0 1 2 3 4 5 6 7 8 9 10 11
Previous length of service/business is required

Tell us about your current income

Tell us about your current income

Tell us about your current income

Gross Annual Income

RM

Gross annual income is required Minimum amount is 24000. {{ "Minimum amount is 24000.".replace('24000', '12000') }}

Source of Income

(Please select the relevant options)
Source of income is required

Do you have any other sources of income? (Optional)

RM

Do you have any other sources of income is required Do you have any other sources of income is not valid

What are your other sources of income

(Please select the relevant options)
This field is mandatory.

Please ensure your details are correct before you proceed

Loan Details

Loan Amount

RM {{getReviewField('loanAmount')}}

Repayment Period

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Loan Purpose

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Loan Interest

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Loan Disbursement Details

Bank

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Account Type

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Account Number

{{getReviewField('bankAccountNumber')}}

Personal Details

{{getReviewField('fullName')}}

{{getReviewField('newIC')}}

{{getReviewField('oldIC')}}

{{getReviewField('dateOfBirth')}}

{{getReviewField('age')}} years old

{{getReviewField('genderLabel')}}

{{getReviewField('raceLabel')}}

{{getReviewField('pribumiLabel')}}

{{getReviewField('maritalStatusLabel')}}

{{getReviewField('email')}}

{{getReviewField('mobileNumber')}}

{{getReviewField('residentialStatus')}}

{{getReviewField('otherResidentCountryLabel')}}

{{getReviewField('addr_home')}}

Total monthly amount of your financial obligations with non-banks is RM {{getReviewField('monthlyEstimateCommitment')}}

Employment Details

{{getReviewField('occupationNameLabel')}}

{{getReviewField('occupationCodeLabel')}}

{{getReviewField('empTypeLabel')}}

{{getReviewField('natureOfBusinessLabel')}}

{{getReviewField('industrialSectorLabel')}}

{{getReviewField('officeGenerLine')}}

{{getReviewField('addr_office')}}

Join Date: {{getReviewField('dateJoinedLabel')}}

Previous Employer Details:

{{getReviewField('prevEmployerName')}}

{{getReviewField('prevEmployerOffGenLine')}}

{{getReviewField('prevOccupationNameLabel')}}

{{getReviewField('prevOccupationLabel')}}

{{getReviewField('preLengthOfServiceLabel')}}

Your annual income is RM {{getReviewField('annualGrossIncome')}}

Source of income: {{getReviewField('incomeSource')}}

{{getReviewField('annualOtherIncome')}}

Other source of income: {{getReviewField('otherIncomeSourceLabel')}}

{{getReviewField('otherIncomeSourceAdd')}}

Supporting Documents

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{{getReviewField('file2')}}

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Please check the Disclaimer checkbox to proceed

Key in the 6-Digit OTP sent to your mobile

{{ exceedLimit ? 'Your application form has been locked because you entered an incorrect One-Time Password (OTP) too many times. Please come back after 1 hour from now to continue your application. Click Resume Application on our Homepage (www.hlb.com.my). ' : (otpMandatory ? '6-Digit OTP is required' : (otpError ? 'You’ve entered an invalid OTP. Please ensure you key in the correct OTP.' : ''))}} Did not receive OTP? Resend Now






How would you like to proceed?

Upload your documents now to complete your application.

You will need to prepare the following documents:

  • NRIC front and back
  • Latest EPF statement / Latest salary slip / Other supporting documents

OR

Don't have all your documents now?

Not to worry, download our Apply@HLB app to verify your identity and upload the documents later.

Upload your documents now to complete your application.

You will need to prepare the following documents:

  • NRIC front and back
  • Latest EPF statement / Latest salary slip / Other supporting documents

OR

Don't have all your documents now?

Not to worry, download our Apply@HLB app to verify your identity and upload the documents later.






Just one more step to go, get your NRIC ready. Scan the QR code to continue on your mobile phone

Just one more step to go, get your NRIC ready. Simply scan the QR code to continue on Apply@HLB app.

Just one more step to go! Download the Apply@HLB and proceed with identity verification

Upload your documents

Accepted formats: .jpeg, .jpg, .pdf or .png

Max file size: 5MB per document

Accept .pdf, .png, .jpeg or .jpg format only. Maximum 2 documents with total size of 3MB allowed.

You may skip this step for now and upload your documents later. 
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Document upload is required

FD Receipt No

This is required.

Cancel My FD Pledge

Accepted formats: .jpeg, .jpg, .pdf or .png

Max file size: 5MB per document

Accept .pdf, .png, .jpeg or .jpg format only. Maximum 2 documents with total size of 3MB allowed.

You may skip this step for now and upload your documents later. 
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 5MB each only.
Document upload is required

FD Receipt No

This is required.

Cancel My FD Pledge

Thank You {{formCustom['fullName'].$viewValue}}!

An email has been sent to you with details on this application.

The reference number for your application is {{formCustom['applicationRefNumber'].$viewValue}}.

Thank You {{formCustom['fullName'].$viewValue}}!

An email has been sent to you with details on this application.

The reference number for your application is {{formCustom['applicationRefNumber'].$viewValue}}.

Thank You {{formCustom['fullName'].$viewValue}}!

An email has been sent to you with details on this application.

The reference number for your application is {{formCustom['applicationRefNumber'].$viewValue}}.

Thank You {{formCustom['fullName'].$viewValue}}!

An email has been sent to you with details on this application.

The reference number for your application is {{formCustom['applicationRefNumber'].$viewValue}}.

Thank You {{formCustom['fullName'].$viewValue}}!

An email has been sent to you with details on this application.

The reference number for your application is {{formCustom['applicationRefNumber'].$viewValue}}.

Your application has been locked!

Your application form has been locked because you entered an incorrect One-Time Password (OTP) too many times. Please come back after 1 hour from now to continue your application. Click Resume Application on our Homepage (www.hlb.com.my).
Back to Homepage

Your application has been cancelled!

As a security measure, your application has been cancelled because of repeated invalid One-Time Password (OTP) entered. Please start a new application on www.hlb.com.my.
Apply again

Your application is in progress!

We will send you an email with an updated status and more details. 
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Your application has been saved!

We are unable to complete your application at the moment. An email is on its way to you with How-To instructions to resume uploading the necessary documents for your application later. 
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Your application has been saved!

An email is on its way to you with How-To instructions on resuming your application later. 
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Your application has been saved!

Sorry, something went wrong but we've saved your application! 

Please resume your application by clicking on 'Resume Application' on the Homepage later or refer to your email for 'How-to' instructions. 
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Please complete your details to submit this application

Please complete your details to submit this application

Please complete your details to submit this application

Full Name (as per NRIC)

This field is mandatory.

Email Address

Field value is invalid. This field is mandatory.

NRIC No.

{{ formCustom.ic1.$error.required || formCustom.ic2.$error.required || formCustom.ic3.$error.required ? 'This field is mandatory.' : ( (formCustom.newIC.$error.format) ? 'Field value is invalid.' : processAgeErrorMessage('Your age must be between #MIN# years old to #MAX# years old') ) }}

Mobile Number

{{ formCustom.mobileNumber.$error.required ? 'This field is mandatory.' : 'Field value is invalid.' }} Your One-Time-Password (OTP) will be sent to this mobile number and is required to submit this application.

Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is accepted for processing in our system. Please wait for us to process this first.
Back to Homepage

Sorry, you are not eligible for this application.

You already have an active credit card application which is pending documents from you. Please upload the documents via Application History in Connect Online.
Back to Homepage

Sorry, you are not eligible for this application.

You have a recently approved credit card application. Thank you for your interest.
Back to Homepage

Sorry, you are not eligible for this application.

You already have an active credit card application which is accepted for processing in our system. Please wait for us to process this first.
Back to Homepage

Sorry, you are not eligible for this application.

Sorry, your current credit card status does not allow us to proceed with this request.
Back to Homepage

Sorry, you are not eligible for this application.

We regret to inform you that we are unable to proceed with your application. Please contact your nearest branch for assistance.
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Sorry, you are not eligible for this application.

You’ve entered an invalid IC. Please re-enter.
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Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is pending your acceptance. Please do so via Application History in Connect Online.
Back to Homepage

Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is pending disbursement in our system. Please wait for us to process this first.
Back to Homepage

Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is pending documents from you. Please upload the documents via Application History in Connect Online.
Back to Homepage

Sorry, you are not eligible for this application.

Your current or savings account is not available.
Back to Homepage

Sorry, you are not eligible for this application

To apply for a personal loan you need to have a resident status.
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Upload the required documents now to complete the application

OR

Submit the application and upload your documents later.


NRIC Front & Back

Accepted formats: .jpeg, .jpg, .pdf or .png

Max file size: 5MB per document


EPF Statement / Salary Slips / Others

Accepted formats: .jpeg, .jpg, .pdf or .png

Max file size: 5MB per document



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