Features & Benefits
Endless Cashback for What’s Essential to You
Get up to 1% Endless Cashback on all your everyday spending with the HLB Essential Credit Card.
¹ Merchants within MCC 5960, 6300
² Merchants within MCC 5309, 5311, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5977 only
³ Merchants within MCC 3000 to 3299, 3501 to 3999, 4511, 4722, 4723, 7011 only
*Eligible Transactions (both local and international) EXCLUDE all Government/JomPay/ FPX transactions, QR Pay transactions via HLB Connect App, Cash Advances, Quasi Cash (betting and gaming related transactions), Quick Cash, Flexi Payment Plan, Auto Balance Conversion (ABC), Balance Transfers and any fees, and charges.
Eligibility
● Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
● Minimum annual income of RM24,000 OR a minimum fixed deposit pledged of RM2,000
Click here for the list of fees and charges, or visit any of our branches for further information.
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