Cards | 31 August 2023-16 September 2023
Interest charges on your various credit cards piling up?
Combine your outstanding credit card balance to your HLB Credit Card
when you apply for Balance Transfer with a minimum amount of RM1,000 with tenures up to 12 months, or choose to have your interest charged monthly.
Tenure | Min Amount | Balance Transfer with One-time Fee | Balance Transfer with Monthly Interest |
---|---|---|---|
6 months | RM1,000 | 2.77% | N/A |
12 months | RM1,000 | 3.77% | 5.28% p.a. |
Apply for Balance Transfer with just a few simple steps on HLB Connect
HLB Connect Online
![Step 1](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/online-step-01.png)
Login to your HLB Connect Online Banking and click “Apply”
![Step 2](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/online-step-02.png)
Under “Credit Card Services” select “Balance Transfer”
![Step 3](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/online-step-03.png)
Select your preferred credit card and plan
![Step 4](/content/dam/hlb/my/images/Promotions/2023/cards-cny/balance-transfer/bt-online-step4.png)
Select your preferred interest rate
![Step 5](/content/dam/hlb/my/images/Promotions/2023/cards-cny/balance-transfer/bt-online-step5.png)
Enter Credit Card details
![Step 6](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/online-step-06.png)
Confirm details and enter TAC
![Step 1](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/app-step-01.png)
Login to your HLB Connect App, and tap “Apply”
![Step 2](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/app-step-02.png)
Select “Balance Transfer”
![Step 3](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/app-step-03.png)
Select your preferred credit card and plan
![Step 4](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/app-step-04.png)
Select your preferred interest rate
![Step 5](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/app-step-05.png)
Enter Credit Card details
![Step 6](/content/dam/hlb/my/images/campaigns/2022/balance-transfer-special-promo/app-step-06.png)
Confirm details and enter TAC
Not on HLB Connect yet?
Terms and Conditions apply.