Package Features
- Financing collateralized against property
More details
Less details
- Financing collateralized against property
More details
Less details
- High financing amount up to RM 10 Million* per borrower
- Up to 150% Margin of Advance
More details
Less details
- High financing amount up to RM 10 Million* per borrower
- Up to 150% Margin of Advance
More details
Less details
Flexible facility based on business needs
- Term Loan - Property Financing or Working Capital Financing
- Overdraft and / or Trade
More details
Less details
Flexible facility based on business needs
- Term Loan - Property Financing or Working Capital Financing
- Overdraft and / or Trade
More details
Less details
- BLR – 2.20% for Term Loan
- BLR + 1.00% for Overdraft
- Please contact our Bank’s staff / visit our Bank branch for Trade facilities pricing.
More details
Less details
- BLR – 2.20% for Term Loan
- BLR + 1.00% for Overdraft
- Please contact our Bank’s staff / visit our Bank branch for Trade facilities pricing.
More details
Less details
* The maximum financing amount granted is subject to Bank’s credit evaluation.
- Sole Prop, Partnership, Limited Liability Partnership, Private Limited Company (Sdn Bhd) that is classified as SME based on the definition of SME Corp Malaysia;
- Business registered with either:
i) Companies Commission of Malaysia either under the Registrar of Business Act (1956) or Companies Registration Act 1965 and / or the Companies Registration Act 2016 or Limited Liability Partnership Act 2012; or
ii) Respective authorities or district offices in Sabah and Sarawak; or
iii) Respective statutory bodies for professional services providers - Annual Sales Turnover of RM 500,000 and above
Copy of Directors, Owners, Partners, Shareholders, Guarantors Malaysian ID card
More details
Less details
Copy of Directors, Owners, Partners, Shareholders, Guarantors Malaysian ID card
More details
Less details
- Latest 3 years audited financial statements and/ or management accounts (where applicable)
- Last 6 months Bank Statements
More details
Less details
- Latest 3 years audited financial statements and/ or management accounts (where applicable)
- Last 6 months Bank Statements
More details
Less details
Business Documents e.g. Board Resolution, Form 24 / Section 78, Form 49 / Section 58, Form 44/ Section 46, Annual Return / Section 68
More details
Less details
Business Documents e.g. Board Resolution, Form 24 / Section 78, Form 49 / Section 58, Form 44/ Section 46, Annual Return / Section 68
More details
Less details
Business Registration Document
E.g. Form A/ Form B/Form D,
Form 8 / Form 9 / Section 14 (Super Form)
More details
Less details
Business Registration Document
E.g. Form A/ Form B/Form D,
Form 8 / Form 9 / Section 14 (Super Form)
More details
Less details
Memorandum of Articles (M&A)/ Constitution (If Applicable)
More details
Less details
Memorandum of Articles (M&A)/ Constitution (If Applicable)
More details
Less details
Property Title/Sales & Purchase Agreement (S&P)/Booking Receipt/ Valid Proclamation of Sales
More details
Less details
Property Title/Sales & Purchase Agreement (S&P)/Booking Receipt/ Valid Proclamation of Sales
More details
Less details
*Additional documentation may be requested for credit evaluation purposes
Click here for the non-exhaustive list of fees and charges, or visit any of our branches for further information.
Q: What is SMElite?
A: SMELITE is a financing package that offers property financing, working capital financing and capital expenditure financing to Malaysian SMEs.
Q: What is the maximum financing amount I can borrow under SMElite?
A: The maximum financing amount under SMElite is up to RM10.0 Mil* or 150% Margin of Advance against property charged as collateral.
Q: What are the types of facilities available under SMElite?
A: We offer Term Loan, Overdraft and Trade facilities under the SMElite package. Facilities can either be conventional or Islamic facilities.
Q: Is collateral required for financing under SMElite?
A: Yes, we require property as collateral for the financing.
*Note: The maximum financing amount granted is subject to Bank's credit evaluation.
