HLB Balance Transfer New to Card Promotion

*only applicable for new principal HLB Credit Cards approved between 1 July 2024 to 31 January 2025.

Tenure	Minimum Amount	Maximum Amount	Balance Transfer with Monthly Interest
3 months	RM1,000	90% of the Eligible Cardholders’ existing available credit limit, subject to HLB’s approval	0% p.a.
12 months			0% p.a.**
Lifetime			4.99% p.a.

**BT 0% p.a. for 12 months plan is eligible to be transferred to Eligible Cardholders’ HLB Credit Card account only.

Here’s How

Instantly ease your financial burden with just a few simple clicks on HLB Connect.

Log in to your HLB Connect Online and click “Apply”

Under "Credit Card Services", select "Balance Transfer"

Select your preferred credit card and plan

Select your preferred interest rate

Enter disbursement account details

Authorise the application through

HLB Connect App

Select “Balance Transfer”

Select your preferred credit card and plan

Select your preferred interest rate

Enter Credit Card details

Confirm details and enter TAC

Terms and conditions apply.