Personal Loan/Financing-i | 03 December 2024-31 January 2025
Make this festive season memorable. Access the funds you need today.
Complete your application on HLB Connect Online now to enjoy a flat rate of 5.00% p.a. with no collaterals required.
The Rebate is subject to the total Promotion allocation of RM5,800 and is only valid on a first come, first served basis.
*Applicable for salaried applicants with a verified monthly income of RM2,000 and above who submit their applications through HLB Connect Online.
Our rate is on a flat rate basis
Application Channel: HLB Connect Online |
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|---|---|---|
Verified Monthly Income |
Flat Interest/Profit Rate |
Facility Tenure |
RM2,000 and above |
5.00% p.a. |
2 to 5 years |
Note: The effective interest/profit rates vary as follows for loan tenure from 2 to 5 years:
(i) Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a.
(ii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
Illustration of Instalments
For example, you are an applicant with a verified monthly income of RM2,000 and above and you apply via HLB Connect Online. The applicable interest/profit rate is 5.00% p.a. and your total approved facility amount is RM10,000 for a financing tenure of 5 years. The above example is illustrated below:
*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
Eligibility
- Only for selected customers who receieved an invitation via HLB Connect App notification from Hong Leong Bank or Hong Leong Islamic Bank
- Exclusively for applications via HLB Connect Online Only
- Malaysian citizens aged between 21 and 60 years old
- Employed with a minimum annual income of RM24,000
- Minimum loan/financing amount is RM5,000 (To be eligible for the RM200 rebate, the minimum loan/financing amount is RM20,000)
- Maximum loan amount is RM250,000 for Personal Loan and maximum Personal Financing-i is RM150,000
- Applicant must hold at least one (1) valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account (joint and corporate accounts are not eligible)
Click here to login and apply. Then, follow the steps below:
