Features & Benefits
Hassle-free - No income documents required
Available via HLB's Website and HLB Branches
For application via HLB Website, valid* for electronic Fixed Deposit (eFD) and Fixed Deposit without certificate.
For application via Branch, valid* for Fixed Deposit with certificate and/or without certificate only.
*FD/eFD must be tagged with auto renewal.
More details
Less details
High approval rate
No maximum in age limit
Assigned credit limit will be based on the pledged FD amount at a ratio of 1:1
The eligible card type and corresponding minimum FD pledge amount are as follows:
Card Type |
Min FD Pledge Amount (RM) |
|---|---|
Emirates World Elite |
50,000 |
Emirates World |
20,000 |
Emirates Platinum |
12,000 |
GSC Platinum |
12,000 |
GSC Gold |
2,000 |
Sutera Platinum |
3,000 |
Essential |
2,000 |
WISE |
2,000 |
I’M |
2,000 |
Not applicable to the following Fixed Deposit Plans:
a) Flexi Fixed Deposit
b) Junior Fixed Deposit
c) Fixed Deposits placed for Malaysia My Second Home Programme (MM2H)
d) Any Islamic Fixed Deposit
e) Any Minor/Trust Fixed Deposit Account
f) Fixed Deposits from another banking institution
g) Fixed Deposit/e-FD pledged as collateral for a banking facility
Simple steps to apply for a Secured Credit Card via HLB Website
Step 1: Click Apply Now and choose your desired HLB credit card
Step 2: Fill in your details and submit
Step 3: Fill in your preferred Fixed Deposit number to be pledged with your credit card application
Simple steps to apply for a Secured Credit Card via HLB Branch
Step 1: Walk-in to the nearest HLB Branch
Step 2: Consult any of our Branch staff
Step 3: Our HLB Branch staff will assist with your Secured Credit Card application