Home / Property / Housing Loan Calculator

Home & Property Loan Calculator

Use the calculator below to understand how much financing you can get for your home or property. The calculator will also help you estimate your monthly home loan instalment.
Gross Monthly Income
RM
Eg. 50000
Net Monthly Income
RM
Info: Total Gross Monthly Income - Total Statutory deduction (ie. SOCSO, PCB, EPF)

Existing Monthly Commitments

1. Car Loan
RM
2. Housing/Shop Loan1
RM
3. Personal Loan
RM
4. Credit Card2
RM
5. Other
RM
=
Total Monthly Commitments
RM

Property Details

Type of Property
Property Purchase Price
RM

Desired Rate and Tenure

Loan Amount3
RM
Effective Lending Rate
%
Tenure4
Years
Monthly Instalment Amount
RM

Estimated Eligible Housing Loan after deducting the Total Monthly Commitments5

Maximum Eligible Financing Amount
RM

Monthly Instalment Amount
RM

The information shown is indicative and for illustration only. HLB does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above does not constitute an offer of credit nor does it guarantee that the credit facility applied for will be approved. All applications for financing are subject to credit evaluation and approval and HLB reserves the right to approve or reject such applications without assigning any reason therefore.

    1. If joint housing loan, commitment based on 50% of instalment.
    2. Based on 5% of Credit Card utilized amount.
    3. Based on loan of up to 90% (Residential) / 85% (Non-Residential) of property value.
    4. The maximum loan tenure is 35 years or up to 70 years of age, whichever is earlier.
    5. The loan eligibility is only an estimate based on the Total Monthly Commitment amount filled up in this calculator. The actual amount may differ from what is shown in this calculator and from customer to customer.

Use this calculator to calculate how much you have to pay for your monthly instalment and how long your auto loan repayment period will be.

Loan Amount
RM
Effective Lending Rate
%
Tenure
Years
=
Monthly Instalments
RM

The information shown is indicative and for illustration only. HLB does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above does not constitute an offer of credit nor does it guarantee that the credit facility applied for will be approved. All applications for financing are subject to credit evaluation and approval and HLB reserves the right to approve or reject such applications without assigning any reason therefore.

 

Click here to view all our home and property loans / financing for you to choose from. 

 

For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.