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Features & Benefits
Smart and Easy Solution
An investment-linked plan that provides life protection and can be tailor-made to offer you a sense of security along the way.
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An investment-linked plan that provides life protection and can be tailor-made to offer you a sense of security along the way.
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Tailor-made Coverage
Choose from a suite of solutions to carefully craft your protection according to your lifestyle! Our riders include coverage for life protection, critical illness, disability, medical, premium waiver, accidents as well as disability income.
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Choose from a suite of solutions to carefully craft your protection according to your lifestyle! Our riders include coverage for life protection, critical illness, disability, medical, premium waiver, accidents as well as disability income.
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Multiple Policy Term Options
Multiple policy term options are available to meet your protection needs.
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Multiple policy term options are available to meet your protection needs.
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Hassle-free Extension Up to Age 100
At the end of initial coverage period, your policy can be extended automatically, recurring every 5 years until age 100 without underwriting, subject to the selected coverage term. You may need to fulfil the required premium which corresponds to the extended period, or choose to save earlier with higher premium to boost your Account Value. As this is an investment-linked plan, the sustainability of your policy shall depend on your Account Value.
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At the end of initial coverage period, your policy can be extended automatically, recurring every 5 years until age 100 without underwriting, subject to the selected coverage term. You may need to fulfil the required premium which corresponds to the extended period, or choose to save earlier with higher premium to boost your Account Value. As this is an investment-linked plan, the sustainability of your policy shall depend on your Account Value.
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Flexible Premium Payment Frequency
Minimum basic annualised premium is RM3,000. Payment can be done monthly, quarterly, semi-annually or annually via cash, cheque, credit card and auto debit.
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Minimum basic annualised premium is RM3,000. Payment can be done monthly, quarterly, semi-annually or annually via cash, cheque, credit card and auto debit.
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Eligibility (age on last birthday)
Minimum
Maximum
1st Life Assured
30 days old
Policy Term Option
Maximum
Up to Age 70
50 years old
Up to Age 80
60 years old
Up to Age 90 / 100
70 years old
2nd Life Assured
30 days old
70 years old
Policy Owner
16 years old
70 years old*
* If purchase rider
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Minimum |
Maximum |
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1st Life Assured |
30 days old |
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2nd Life Assured |
30 days old |
70 years old |
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Policy Owner |
16 years old |
70 years old* |
* If purchase rider
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This product is underwritten by Hong Leong Assurance Berhad, an insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This plan is underwritten by Hong Leong Assurance Berhad, and distributed by Hong Leong Bank Berhad. Hong Leong Assurance Berhad is a member of PIDM.The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure, contact Hong Leong Assurance (http://www.hla.com.my/)or PIDM (visit www.pidm.gov.my). The Bank accepts no responsibility or liability for the plan or the products and services offered by Hong Leong Assurance Berhad.