Features & Benefits
Flexible Protection
Customise your protection with various optional benefits. Worldwide coverage. 24 hours a day!
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Customise your protection with various optional benefits. Worldwide coverage. 24 hours a day!
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Affordable Annual Premiums
| Basic Plans (RM) | |||||
|---|---|---|---|---|---|
| Annual Premium | Plan A | Plan B | Plan C | Plan D | |
| Adult | 119 | 210 | 301 | 483 | |
| Child | 46 | 91 | 137 | 228 | |
Note:
Above prices do not include 6% Service Tax and RM10 Stamp Duty
Benefits
| Accidental Death / Permanent Total Disablement / Coma (RM) |
|||||
|---|---|---|---|---|---|
| Section | Plan A | Plan B | Plan C | Plan D | |
| Adult | 100,000 | 200,000 | 300,000 | 500,000 | |
| Child | 50,000 | 100,000 | 150,000 | 250,000 | |
Discounts on Your Purchases
- Get 5% off total family premium - just add your spouse/child
- Optional benefits discounts:
- 5% off with 3 to 5 optional benefits
- 10% off with 6 to 7 optional benefits
- 15% off with 8 optional benefits
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- Get 5% off total family premium - just add your spouse/child
- Optional benefits discounts:
- 5% off with 3 to 5 optional benefits
- 10% off with 6 to 7 optional benefits
- 15% off with 8 optional benefits
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Financial Guard Cover
- Up to RM60,000 for HLB loans* / outstanding credit card balances
- Up to RM20,000 for loans* / outstanding credit card balances from other banks
*Personal, car, & housing loans plus all related charges
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- Up to RM60,000 for HLB loans* / outstanding credit card balances
- Up to RM20,000 for loans* / outstanding credit card balances from other banks
*Personal, car, & housing loans plus all related charges
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Eligibility
Children**: 15 days old - 21 years old
Adults***: maximum 65 years old at date of enrolment
**Up to the age of 23, if they are still in full time higher education
***Renewable up to 80 years old
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Children**: 15 days old - 21 years old
Adults***: maximum 65 years old at date of enrolment
**Up to the age of 23, if they are still in full time higher education
***Renewable up to 80 years old
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Additional Notes:
- The percentage of sum insured will be payable according to the compensation specified in the Policy Document if you and/or your family members suffer Permanent Disablement.
- Maximum indemnity payable under this policy will not exceed 100% of the sum insured.
- Please refer to Policy Document for detailed information about Flexi Protector Personal Accident Insurance Schedule of Benefits.
| Optional Benefits | Coverage Amount | |||
|---|---|---|---|---|
| Plan A (RM) | Plan B (RM) | Plan C (RM) | Plan D (RM) | |
| Daily Hospital Income (per day, up to 90 days) |
80 | 100 | 120 | 150 |
| Medical Expenses | 4,000 | 5,000 | 6,000 | 7,000 |
| Education Allowance | 50,000 | |||
| Snatch Theft | 3,000 | |||
| Specified Infectious Diseases | 1,000 | |||
| Burns and Scarring | 10,000 | |||
| Home Modification | Up to 10,000 | |||
Hong Leong Bank Debit Card Shield: i) Identity Theft ii) ATM Withdrawal Protection |
Up to 10,000 Up to 2,000 |
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| Daily Hospital Income for Dengue / Covid-19 (per day, max 30 days) • Plan A • Plan B • Plan C |
100 200 300 |
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| Optional Coverage For Hazardous Activities: | |
|---|---|
| Abseiling | Jet Skiing |
| Bobsleigh | Mountaineering |
| Bungee Jumping | Parachuting |
| Caving | Polo |
| Diving | Power Boating |
| Equestrianism | Shooting |
| Fencing | Sky Diving |
| Go-Karting | Weightlifting |
| Hang Gliding | |
Important Notice: The product features and benefits are subject to terms and conditions stipulated in the Policy contract.
Underwritten by: MSIG Insurance (Malaysia) Bhd
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This insurance product is underwritten by MSIG Insurance (Malaysia) Bhd. MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd (https://www.msig.com.my) or PIDM (visit www.pidm.gov.my). The Bank accepts no responsibility or liability for the plan or the products and services offered by MSIG Insurance (Malaysia) Bhd.
