Notification of Product Risk Rating Changes
Kuala Lumpur, 1 August 2024
Dear Valued Customers,
In an effort to provide product offerings relevant to prevailing market conditions, we have recently concluded a comprehensive risk rating review and determined a change in risk rating for 102 investment products. Risk ratings are reviewed on a periodical basis against the latest information surrounding each product, it functions as a guide for assessment of investment suitability which in itself does not represent a change in product valuation or strategy.
We recognize that these changes may influence the appropriateness of each product within your investment portfolio versus your current risk appetite. Rest assured, your Relationship Manager or Branch Personal Banker will be available to answer queries related to your investment portfolio.
All Investment products are rated on 6 risk levels
(P1 to P6 with P1 being the lowest and P6 being the highest risk level)
Bond | Sukuk 48 Issuances |
Issuer |
Currency |
Previous Product Risk Rating |
New Product Risk Rating (effective 1-Aug-24) |
|---|---|---|---|---|
ACGB 2 3/4 06/21/35 |
AUSTRALIAN GOVERNMENT |
AUD |
P4 - Medium to High |
P3 - Medium |
ACGB 2 3/4 11/21/27 |
AUSTRALIAN GOVERNMENT |
AUD |
P3 - Medium |
P2 - Low |
ANZ 4 1/2 12/02/32 |
AUST & NZ BANKING GROUP |
SGD |
P4 - Medium to High |
P3 - Medium |
ANZ 4.95 02/05/29 |
AUST & NZ BANKING GROUP |
AUD |
P2 - Low |
P3 - Medium |
ANZ 5.845 05/16/33 |
AUST & NZ BANKING GROUP |
AUD |
P4 - Medium to High |
P3 - Medium |
ANZ 5.906 08/12/32 |
AUST & NZ BANKING GROUP |
AUD |
P4 - Medium to High |
P3 - Medium |
ANZ 6.405 09/20/34 |
AUST & NZ BANKING GROUP |
AUD |
P4 - Medium to High |
P3 - Medium |
ANZ 6.736 02/10/38 |
AUST & NZ BANKING GROUP |
AUD |
P4 - Medium to High |
P3 - Medium |
CBAAU 6.446 10/25/33 |
COMMONWEALTH BANK AUST |
AUD |
P4 - Medium to High |
P3 - Medium |
CBAAU 6.704 03/15/38 |
COMMONWEALTH BANK AUST |
AUD |
P4 - Medium to High |
P3 - Medium |
CBAAU 6.86 11/09/32 |
COMMONWEALTH BANK AUST |
AUD |
P4 - Medium to High |
P3 - Medium |
DANAMK 4.01 09/23/50 |
DANAINFRA NASIONAL |
MYR |
P4 - Medium to High |
P3 - Medium |
DANAMK 4.7 11/10/51 |
DANAINFRA NASIONAL |
MYR |
P4 - Medium to High |
P3 - Medium |
HLBKMK 4 1/4 PERP |
HONG LEONG BANK |
MYR |
P4 - Medium to High |
P3 - Medium |
HLBKMK 4.20% 06/17/33 CORP |
HONG LEONG BANK |
MYR |
P2 - Low |
P3 - Medium |
HLBKMK 4.45 PERP |
HONG LEONG BANK |
MYR |
P2 - Low |
P3 - Medium |
HLBKMK 4.7 PERP |
HONG LEONG BANK |
MYR |
P2 - Low |
P3 - Medium |
HSBC 7.336 11/03/26 |
HSBC HOLDINGS PLC |
USD |
P2 - Low |
P3 - Medium |
HSBC 7.399 11/13/34 |
HSBC HOLDINGS PLC |
USD |
P4 - Medium to High |
P3 - Medium |
INFRSB 4.9 04/15/36 |
INFRACAP RESOURCES S B |
MYR |
P2 - Low |
P3 - Medium |
MGII 3.447 07/15/36 |
MALAYSIA INVESTMNT ISSUE |
MYR |
P4 - Medium to High |
P3 - Medium |
MGII 3.465 10/15/30 |
MALAYSIA INVESTMNT ISSUE |
MYR |
P4 - Medium to High |
P3 - Medium |
MGII 4.417 09/30/41 |
MALAYSIA INVESTMNT ISSUE |
MYR |
P4 - Medium to High |
P3 - Medium |
MGII 4.582 08/30/33 |
MALAYSIA INVESTMNT ISSUE |
MYR |
P4 - Medium to High |
P3 - Medium |
MGII 4.638 11/15/49 |
MALAYSIA INVESTMNT ISSUE |
MYR |
P4 - Medium to High |
P3 - Medium |
MGII 5.357 05/15/52 |
MALAYSIA INVESTMNT ISSUE |
MYR |
P4 - Medium to High |
P3 - Medium |
MGS 3.757 05/22/40 |
MALAYSIA GOVERNMENT |
MYR |
P4 - Medium to High |
P3 - Medium |
MGS 3.828 07/05/34 |
MALAYSIA GOVERNMENT |
MYR |
P4 - Medium to High |
P3 - Medium |
MGS 4.065 06/15/50 |
MALAYSIA GOVERNMENT |
MYR |
P4 - Medium to High |
P3 - Medium |
MGS 4.457 03/31/53 |
MALAYSIA GOVERNMENT |
MYR |
P4 - Medium to High |
P3 - Medium |
MGS 4.893 06/08/38 |
MALAYSIA GOVERNMENT |
MYR |
P4 - Medium to High |
P3 - Medium |
MQGAU 6.082 06/07/32 |
MACQUARIE BANK LTD |
AUD |
P4 - Medium to High |
P3 - Medium |
NAB 6.163 03/09/33 |
NATIONAL AUSTRALIA BANK |
AUD |
P4 - Medium to High |
P3 - Medium |
NAB 6.322 08/03/32 |
NATIONAL AUSTRALIA BANK |
AUD |
P4 - Medium to High |
P3 - Medium |
NAB 6.429 01/12/33 |
NATIONAL AUSTRALIA BANK |
USD |
P4 - Medium to High |
P3 - Medium |
T 4 3/8 08/15/43 |
US TREASURY N/B |
USD |
P4 - Medium to High |
P3 - Medium |
TNBMK 3.55 08/10/40 |
TENAGA NASIONAL BERHAD |
MYR |
P4 - Medium to High |
P3 - Medium |
TNBMK 4.67 11/25/41 |
TENAGA NASIONAL BERHAD |
MYR |
P4 - Medium to High |
P3 - Medium |
TNBMK 5.18 08/03/37 |
TENAGA NASIONAL BERHAD |
MYR |
P4 - Medium to High |
P3 - Medium |
TNBMK 5.36 06/30/42 |
TENAGA NASIONAL BERHAD |
MYR |
P4 - Medium to High |
P3 - Medium |
UOBKMY 4.91 10/27/32 |
UNITED OVERSEAS BANK MAL |
MYR |
P2 - Low |
P3 - Medium |
WSTP 4 1/8 06/04/26 |
WESTPAC BANKING CORP |
AUD |
P3 - Medium |
P2 - Low |
WSTP 4.334 08/16/29 |
WESTPAC BANKING CORP |
AUD |
P4 - Medium to High |
P3 - Medium |
WSTP 4.65 09/07/32 |
WESTPAC BANKING CORP |
SGD |
P4 - Medium to High |
P3 - Medium |
WSTP 6.491 06/23/33 |
WESTPAC BANKING CORP |
AUD |
P4 - Medium to High |
P3 - Medium |
WSTP 6.82 11/17/33 |
WESTPAC BANKING CORP |
USD |
P4 - Medium to High |
P3 - Medium |
WSTP 6.934 06/23/38 |
WESTPAC BANKING CORP |
AUD |
P4 - Medium to High |
P3 - Medium |
WSTP 7.199 11/15/38 |
WESTPAC BANKING CORP |
AUD |
P4 - Medium to High |
P3 - Medium |
Unit Trust 52 Funds |
Previous Product Risk Rating |
New Product Risk Rating (effective 1-Aug-24) |
|
|---|---|---|---|
Hong Leong Asset Management Berhad |
Hong Leong Dana Al-Izdihar |
P2 - Low |
P1 - Lowest |
Hong Leong Income Fund - Class A |
P2 - Low |
P1 - Lowest |
|
Hong Leong Bond - Ordinary Investment Plan Fund |
P3 - Medium |
P2 - Low |
|
Hong Leong Bond - Standalone Investment Plan Fund |
P3 - Medium |
P2 - Low |
|
Hong Leong Institutional Bond Fund |
P3 - Medium |
P2 - Low |
|
Hong Leong Islamic Income Management |
P3 - Medium |
P2 - Low |
|
Hong Leong Global Multi Strategies Fund (Cash Dividend) |
P3 - Medium |
P4 - Medium to High |
|
Hong Leong Global Multi Strategies Fund (Reinvestment) |
P3 - Medium |
P4 - Medium to High |
|
AHAM Asset Management Berhad |
AHAM Aiiman ESG Income Plus Fund |
P3 - Medium |
P2 - Low |
AHAM Select AUD Income Fund - RM Class |
P3 - Medium |
P4 - Medium to High |
|
AHAM Select Balanced Fund |
P3 - Medium |
P4 - Medium to High |
|
AHAM Select Bond Fund - RM Class (Cash Dividend) |
P3 - Medium |
P2 - Low |
|
AHAM Select Bond Fund - RM Class (Reinvestment) |
P3 - Medium |
P2 - Low |
|
AHAM World Series - Global Balanced Fund - USD |
P3 - Medium |
P4 - Medium to High |
|
AHAM World Series - Global Balanced Fund AUD-Hedged |
P3 - Medium |
P4 - Medium to High |
|
AHAM World Series - Global Balanced Fund GBP-Hedged |
P3 - Medium |
P4 - Medium to High |
|
AHAM World Series - Global Balanced Fund MYR-Hedged |
P3 - Medium |
P4 - Medium to High |
|
AHAM World Series - Global Balanced Fund SGD-Hedged |
P3 - Medium |
P4 - Medium to High |
|
AHAM World Series - Global Income Fund - MYR Hedged (Cash Dividend) |
P3 - Medium |
P2 - Low |
|
AHAM World Series - Global Income Fund - MYR Hedged (Reinvestment) |
P3 - Medium |
P2 - Low |
|
AHAM World Series - China A Opportunity Fund - AUD Hedged |
P5 - High |
P4 - Medium to High |
|
AHAM World Series - China A Opportunity Fund - MYR |
P5 - High |
P4 - Medium to High |
|
AHAM World Series - China A Opportunity Fund - MYR Hedged |
P5 - High |
P4 - Medium to High |
|
AHAM World Series - China A Opportunity Fund - SGD Hedged |
P5 - High |
P4 - Medium to High |
|
AHAM World Series - China A Opportunity Fund - USD |
P5 - High |
P4 - Medium to High |
|
Principal Asset Management Berhad |
Principal Global Multi Asset Income Fund |
P3 - Medium |
P4 - Medium to High |
Principal Islamic Lifetime Balanced Fund |
P3 - Medium |
P4 - Medium to High |
|
Principal Lifetime Balanced Income Fund |
P3 - Medium |
P4 - Medium to High |
|
Principal Lifetime Bond Fund |
P3 - Medium |
P2 - Low |
|
Principal Lifetime Enhanced Bond Fund |
P3 - Medium |
P2 - Low |
|
Principal Malaysia Enhanced Opportunities Fund |
P3 - Medium |
P4 - Medium to High |
|
Principal Global Millennial Equity Fund - Class USD |
P4 - Medium to High |
P3 - Medium |
|
RHB Asset Management Sdn Bhd |
RHB Money Market Fund |
P1 - Lowest |
P2 - Low |
RHB Multi Asset Regular Income Fund |
P3 - Medium |
P4 - Medium to High |
|
RHB Asian Income Multi Currencies - AUD-Hedged |
P3 - Medium |
P4 - Medium to High |
|
RHB Asian Income Multi Currencies - USD-Hedged |
P3 - Medium |
P4 - Medium to High |
|
RHB Asian Income MYR |
P3 - Medium |
P4 - Medium to High |
|
RHB Equity Trust Fund |
P3 - Medium |
P4 - Medium to High |
|
RHB Income 2 Fund Fund |
P4 - Medium to High |
P3 - Medium |
|
RHB Energy Fund |
P5 - High |
P4 - Medium to High |
|
RHB Kidsave Trust Fund |
P5 - High |
P4 - Medium to High |
|
AmFunds Management Bhd |
AmBalanced Fund |
P2 - Low |
P3 - Medium |
AmBon Islam Fund |
P3 - Medium |
P2 - Low |
|
AmDynamic Bond Fund |
P3 - Medium |
P2 - Low |
|
AmIncome Plus Fund |
P3 - Medium |
P2 - Low |
|
AmBond Fund |
P3 - Medium |
P2 - Low |
|
Eastspring Investments |
Eastspring Investments Asia Select Income Fund |
P3 - Medium |
P4 - Medium to High |
Eastspring Investments Bond Fund |
P3 - Medium |
P2 - Low |
|
| Pheim Asset Management Sdn Bhd | Pheim Emerging Companies Balanced Fund |
P3 - Medium |
P4 - Medium to High |
Pheim Dana Makmur |
P3 - Medium |
P4 - Medium to High |
|
| Other Unit Trust Management Companies | Kenanga Asia Pacific Total Return Fund |
P3 - Medium |
P4 - Medium to High |
TA Income Fund |
P2 - Low |
P4 - Medium to High |
|
Structured Products |
Previous Product Risk Rating |
New Product Risk Rating (effective 1-Aug-24) |
|---|---|---|
Dual Currency Investments (DCI) |
P3 - Medium |
P2 - Low |
Auto-callable Equity Linked (ACEL) |
P5 - High |
P4 - Medium to High |