HLB Connect | Deposit | 13 February 2025-06 April 2025
Effective Date | Tenure | Promotional Rates¹ | Minimum Placement Amount | Maximum Placement Amount |
---|---|---|---|---|
13 February – 6 March 2025 | 3 months | 3.60% p.a. | RM1,000 | RM200,000 |
6 months | 3.70% p.a. | |||
12 months | 3.70% p.a. | |||
7 March - 6 April 2025 | 3 months | 3.60% p.a. | RM1,000 | RM200,000 |
6 months | 3.73% p.a. | |||
12 months | 3.70% p.a. |
¹The Promotional Rate(s) may be revised should there be an Overnight Policy Rate (OPR) change or at the discretion of the Bank with prior notice.
How to place eFixed Deposit/eFixed Deposit-i on HLB Connect
HLB Connect Online

From the Apply menu, under Fixed Deposit, select New Placement

Select your funding bank

Enter placement details

You will be redirected to your funding bank's internet banking login page

Log in and transfer placement funds via FPX

Log in to your Connect App, tap on Menu, Fixed Deposit,
and select New Placement

Enter your new placement details, principal amount and tap on Next

Check your details and tap on Place Now

If you have selected other bank as your funding bank, you will be redirected to your funding bank's page to complete your eFixed Deposit placement
Joint eFD account is now available on HLB Connect Online (website) for two (2) account holders
with operating mandate of either one-to-sign.
Do you have an existing active Joint Current/-i or Savings Account/-i in the same names and operating mandate of either one-to-sign?
If yes, just follow our step-by-step guide below to open your Joint eFD account:

From the Apply menu, under Fixed Deposit,
select New Placement/Account Opening

Under From, select your funding bank.
Under Crediting Account, select the Joint Savings or Current/-i Account

The account holders’ names for the selected joint Savings/-i or Current/-i account will be displayed.
Check that this is the correct account where you want to Principal and Interest to be credited

Click Next and authorize the request via AppAuthorise.
A notification will be sent to the other joint account holder to authorize the Joint eFD Account Opening

Inform the other account holder to login to HLB Connect Online (website) within 7 calendar days
Under HLB Connect Online (website), click on View Request & authorize the request via AppAuthorize
Need more details? See below

Start making placement when you receive the confirmation email from us that your Joint eFD account has been opened.
Not yet an HLB Connect user? Register now.
Valid for New Funds only. Terms and Conditions apply.
The maximum deposit amount per transaction via FPX transfer is RM200,000, subject to such prescribed maximum amount/limit of transfer in the Customers’ individual internet banking maintained with the relevant bank.
*For Joint eFD/eFD-i, both account holders must be above 18 years old and must have an existing CASA/CASA-i under the same names before opening Joint eFD/eFD-i account.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.