Personal Loan/Financing-i | 31 August 2024-16 September 2024
Transform your dreams into reality with out Personal Loan/Financing-i. Enjoy a flat financing rate at 5.00% p.a., with no collaterals required.
Interest/Profit Rate and Instalments
Our rate is on a flat rate basis
Application Channel: Online (Bank’s Website) |
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|---|---|---|
Verified Monthly Income |
Flat Interest/Profit Rate |
Facility Tenure |
| RM2,000 and above | 5.00% p.a. | 2 to 5 years |
Note: The effective interest/profit rates vary as follows for loan tenure from 2 to 5 years:
(i) Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a.
Illustration of Instalments
For example, you are a salaried applicant with a verified monthly income of RM2,000 and above and you apply via HLB Connect Online. The applicable interest/profit rate is 5.00% p.a. and your total approved loan amount is RM50,000 for a financing tenure of 5 years. The above example is illustrated below:
**Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
- Malaysian citizens aged between 21 to 60 years old.
- Employed with a minimum annual income of RM24,000.
- Minimum loan/financing amount is RM5,000.
- Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount for Personal Financing-i is RM150,000
- Exclusively for online applications via HLB Connect Online only.
- For applications via HLB Connect Online, applicant must hold at least one (1) valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account-i (joint and corporate accounts are not eligible).
Click here to login and apply. Then, follow the steps below:
