Features & Benefits
Fire Building Insurance
Comprehensive building coverage against common perils such as: fire, lightning, impact damage, bursting or overflowing of water tanks, hurricane or windstorm, flood and others more.
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Replacement of Window / Door / External^ Locks
Up to RM 2,000 due to burglary, housebreaking or theft in your home.
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First-Loss of Home Contents*
All-in-product that provides comprehensive first loss coverage for accidental loss or damage to home.
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Loss of Personal Money at Home^
Up to RM 1,500 per event, doubled during festive season.
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Maintenance Fee Protection Benefit^
Reimburse the monthly maintenance fee in the event the home becomes and remain uninhabitable due up to 3 months (Max RM 500)
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Alternative Accommodation^
Reimburse the necessary cost of reasonable alternative accommodation up to RM 300 per day (Max RM 10,000) due to home rendered uninhabitable.
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Interior Decoration / Refurbishment / Renovation^
Indemnifies up to RM 2,000 per item (max RM 20,000) against loss or damage to the contract works during period of decoration by contractors for up to 2 months.
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* Important Notice: The product features and benefits are subject to terms, conditions and exclusions stipulated in the Policy contract.
^Additional benefit comes with any plan purchase of Home Contents.
SUM INSURED (RM) |
Annual Premium Exclusive of 8% Service Tax (RM) |
|||||||
|---|---|---|---|---|---|---|---|---|
| Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
| Section I: Building | Sum Insured on Building determined by Insured + 3,000 on Home Contents | To be determined by Sum Insured | ||||||
Section II: Home Contents |
25,000 | 50,000 | 75,000 | 100,000 | 143 | 244 | 337 | 439 |
Additional RM10 stamp duty is payable for each Policy.
Optional Coverage
| Covers | Benefit Limit (RM) | Annual Premium Exclusive of 8% Service Tax (RM) |
|---|---|---|
| (A) Malicious Damage by Tenant | 2,000 | 31 |
| 3,000 | 47 | |
| 5,000 | 78 | |
| (B) Worldwide Coverage for Personal Belongings | 3,000 (1,000 per item) |
49 |
| (C) Worldwide Personal Liability |
|
50 |
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This insurance product is underwritten by MSIG Insurance (Malaysia) Bhd. MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd (https://www.msig.com.my) or PIDM (visit www.pidm.gov.my). The Bank accepts no responsibility or liability for the plan or the products and services offered by MSIG Insurance (Malaysia) Bhd.
