What's happening to my Ringgit?
Understand FOREX and how it impacts the value of your dollar.
Leverage your assets to increase investment power
Share Margin Financing is a revolving credit facility offered by Hong Leong Bank Berhad to individuals and/or investment holding companies to
finance their purchase of securities listed on BURSA Malaysia and ACE Market.
You will be offering your pledged securities to the Bank for the Share Margin Financing facility, whereby interest shall be charged on the
utilised portion of your credit facility.
What are the benefits of Share Margin Financing?
Multiply your Investment Power
Power up to your trading limit by up to 2.5 times without liquidating your Fixed Deposits, Shares of Unit Trusts!
Collateral Accepted
Pledge from a multitude of assets ranging from cash instruments to a list of acceptable Unit Trust and quoted Shares on BURSA Malaysia Main and ACE Market.
High Margin of Financing
Borrow up to 60% of your total value of
investments for higher leverage.
|
Low Cost of Financing
Offers competitive interest rate with no rollover fees.
|
Flexible Repayment
No fixed repayment is required provided there is no Margin Call. Interest on outstanding balance is capitalized on a monthly basis.
|
Cash Drawdown
SMF loan allows you to perform a cash drawdown for the purchase of shares listed on Bursa Malaysia and share related advances.
|
Extensive List of Panel Brokerage Firms
Wide range of panel stock broking partners to suit your investment needs.
|
Stamp Duty Rebate
Receive special rebates on Stamp Duty when you fulfil certain trading criteria. T&C apply.
The information provided below is offered as an illustrative example for your reference
|
Principal Amount
MYR 50,000.00
|
Financing Amount
MYR 75,000.00
|
Purchase price per share
MYR 1.00
These projections are solely intended for illustration purposes and do not take into account fees and interests that may apply.
These examples assumed that you can borrow up to 2.5 times of your principal amount.
These projections are solely intended for illustration purposes and do not take into account fees and interests that may apply.
These examples assumed that you can borrow up to 2.5 times of your principal amount.
Register your interest and our dedicated team will be in touch.
Get in touch with us to find out more.
Yes, Hong Leong Bank has a comprehensive list of licensed brokerage firms in Malaysia. You can either open a new share trading account or continue to use your existing share trading account with your brokerage firm as long as it is on our panel.
Hong Leong Bank will evaluate each loan application based on its merits and demerits. Generally, the approval is based on applicants’ personal resources, repayment capabilities, past payment patterns, legislative, collateral to be pledged and Hong Leong Bank’s requirements.
There are no fixed repayments as long as your margin does not breach the approved limit and approved margin of financing.
Individuals
- Individuals aged between 18 to 70
- Malaysian or Malaysian with Permanent Residency of a country outside Malaysia, and stay more than 182 days per calendar year in Malaysia
- Non-Malaysian with Permanent Residency in Malaysia, and stay more than 182 days per calendar year in Malaysia
Corporate
- Investment holdings companies incorporated/ registered in Malaysia or approved by Malaysian authority
The minimum loan size is RM 50K per customer, whilst the maximum is subject to management approval.
Product Disclosure Sheet
Money withdrawn from your insured deposit(s) is no longer protected by Perbadanan Insurans Deposit Malaysia (PIDM) if transferred to any Brokerage account.
Learn, invest and grow with
Fresh Take
- Fully completed Asset Financing Application Form
- Customer Information Form (CIF Form)
- Copy of NRIC (front and back)
- Latest 2 yrs complete set of income tax with tax return (eg: B/ BE) OR Latest 2 yrs of EA form for PLC / MNC / GLC employee OR Latest 3 month salary slip with latest 3 months bank statement / EPF statement on the salary / PCB crediting
- Tenancy agreement, latest utilities bill which show applicant name & latest 3 months bank statement which show the rental crediting. (if any)
- MCD Statement / Online Shares Portfolio (if any)
- Additional income documents / information (if required)
- Pure Investment holding company (no commercial operating / trading activities)
- Company with RM 2.00 paid up capital is not acceptable
- All Directors’ must be become personal guarantee
- Fully completed AFS Application Form
- Consent for Disclosure of Credit Info Form (Appendix II) - Directors
- Customer Information Form – Entity / Company
- Customer Information Form - Directors; each copy
- Declaration of UBO
- Memorandum & Article of Association
- Form 9, 24, 44, 49 & annual return
- Latest 2 years audited accounts
- Latest 3 months company bank statement
- NRIC of directors and guarantor
- Guarantor’ income evidences (eg: EA form / Borang B / 3 months bank statement & etc)
- Latest Margin Statement (if any)
- Latest MCD statement (if any)
- Additional income doc / info (if required)
Documents required after approval:
- Company board Resolution (after approval)
- Form 34 & 40 (after approval)
Register your interest and our dedicated team will be in touch.
Get in touch with us to find out more.
The minimum loan size is RM 50K per customer, whilst the maximum is subject to management approval.
Individuals - Individuals aged between 18 to 70 - Malaysian or non-Malaysian with Permanent Residency and stay more than 182 days per calendar year in Malaysia Corporate - Investment holdings companies incorporated / registered in Malaysia or approved by Malaysian authority
There are no fixed repayments as long as your margin does not breach the approved limit and approved margin of financing.
Hong Leong Bank will evaluate each loan application based on its merits and demerits. Generally, the approval is based on applicants’ personal resources, repayment capabilities, past payment patterns, legislative, collateral to be pledged and Hong Leong Bank’s requirements.
Yes, Hong Leong Bank has a comprehensive list of licensed brokerage firms in Malaysia. You can either open a new share trading account or continue to use your existing share trading account with your brokerage firm as long as it is on our panel.
Money withdrawn from your insured deposit(s) is no longer protected by Perbadanan Insurans Deposit Malaysia (PIDM) if transferred to any Brokerage account.