Features & Benefits
HONG LEONG BUSINESS SECURE PREMIER
Term Protection with Return of Premium1
Hong Leong Business Secure and Hong Leong Business Secure Premier are level coverage term insurance plans that safeguard the present and future financial needs of your business, your family members or both. In comparison to similar plans with a single premium payment, this plan features premium payments over 2 years that help ease the burden on cash flow. This gives you freedom to kick-start or to further expand your business.
Securing the important things in life the important things in life
The financial security of insurance is important for covering life’s uncertainties and protecting what matters. These plans are the perfect companion for you as it gives you, your loved ones and your business a constant level of protection. In the event of Total and Permanent Disability (TPD2) or death, 100% of the Basic Sum Assured will be payable to ensure peace of mind in turbulent times.
Protection at no loss1
With Hong Leong Business Secure Premier, you, your business and your family members can get much-needed protection with no loss to finances. Every cent paid towards the premium shall be recovered upon policy maturity if there has been no prior claim.
Flexible Coverage Period
You may choose a medium to longer period that suits your needs or the loan tenure of your business.
1 Return of premium is only applicable if you purchase Hong Leong Business Secure Premier
2 TPD Benefit will be applicable should TPD occur prior to age 65.
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure (visit Eng: https://pidm.gov.my/pidm2022/media/downloads/Takaful-And-Insurance-Benefits-Protection-System-Brochure.pdf or BM: https://pidm.gov.my/pidm2022/media/downloads/Sistem-Perlindungan-Manfaat-Takaful-Dan-Insurans-Risalah.pdf), contact Hong Leong Assurance Berhad (visit https://www.hla.com.my) or PIDM (visit www.pidm.gov.my).
|
Minimum |
Maximum |
|---|---|---|
Age of Entry |
16 years old |
65 years old |
Premium Payment Term |
2 years payment term |
|
Policy Term |
10 years |
Up to age 80, subject to maximum policy term of 30 years |
Basic Sum Assured |
RM300,000 |
Subject to underwriting |
This product is underwritten by Hong Leong Assurance Berhad, an insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
Business Secure
Business Secure Premier
