Features & Benefits
HONG LEONG BUSINESS SECURE
HONG LEONG BUSINESS SECURE PREMIER
Term Protection with Return of Premium¹ for you Business
Hong Leong Business Secure and Hong Leong Business Secure Premier are level coverage term insurance plans that safeguard the present and future financial needs of your business, your family members or both. In comparison to similar plans with a single premium payment, this plan features premium payments over 2 years that help ease the burden on cash flow. This gives you freedom to kick-start or to further expand your business.
Securing the important things in life
Financial security through insurance is essential for managing life’s uncertainties and protecting what matters most. These plans provide ideal support for you, your loved ones and your business. In the event of Total and Permanent Disability (TPD)2 or death, 100% of the Basic Sum Assured will be payable to ensure peace of mind during challenging times.
Protection at no loss1
With Hong Leong Business Secure Premier, you, your business and your family members can receive essential protection without financial loss. If there have been no prior claims, the premium that you paid will be refunded upon policy maturity.
¹ Only applicable if you purchase the Hong Leong Business Secure Premier.
² TPD Benefit will be applicable should TPD occur prior to age 65. TPD Benefit will be payable in accordance with Hong Leong Assurance Berhad’s terms and conditions (e.g. in the policy contract and Product Disclosure Sheet).
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure (visit Eng: https://pidm.gov.my/pidm2022/media/downloads/Takaful-And-Insurance-Benefits-Protection-System-Brochure.pdf or BM: https://pidm.gov.my/pidm2022/media/downloads/Sistem-Perlindungan-Manfaat-Takaful-Dan-Insurans-Risalah.pdf), contact Hong Leong Assurance Berhad (visit https://www.hla.com.my) or PIDM (visit www.pidm.gov.my).
|
Minimum |
Maximum |
|---|---|---|
Age of Entry |
16 years old |
65 years old |
Premium Payment Term |
2 years payment term |
|
Policy Term |
10 years |
Up to age 80, subject to maximum policy term of 30 years |
Basic Sum Assured |
RM300,000 |
Subject to underwriting |
This product is underwritten by Hong Leong Assurance Berhad, an insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
Business Secure
Business Secure Premier
